Best Digital Banks 2024 Philippines. This post list down digital banks as those institutions that function as digital banks even if they are not officially categorized as digital banks by the central bank. Among the leading digital banks offering competitive interest rates and convenient features are rcbc diskartech, cimb, gotyme bank, uniondigital bank,.

Digital banks were formally adopted as an official category of banks in the philippines by the bangko sentral ng pilipinas in 2020. Almost every filipino has a gcash account.